Free Health Coverage Help
for Northeast Florida Residents

We are a referral agency contracted with a Florida-based ACA enrollment agency. We connect people with the resources they need to find free or low-cost health coverage — at no cost to you. The actual enrollment and plan selection is handled by licensed insurance professionals on the other side of this process.

No. This is an independent information resource designed to help people understand their options and access free or low-cost health coverage through the Affordable Care Act. We are not affiliated with any government agency — we simply help point you in the right direction.

Many people qualify for $0 premium plans — meaning no monthly payment. Eligibility depends on your household size and income, and the enrollment agent will confirm your exact eligibility during the application. There's no bait and switch on our end — we simply connect you to the people who determine that.

There's no way to know for certain without completing the short application — eligibility depends on a number of factors specific to your household. The enrollment form will confirm your exact eligibility in about 15 minutes, with no commitment required.

Possibly — it depends on your specific plan and circumstances. The enrollment agent can review your situation and let you know if you qualify for marketplace coverage instead.

Eligibility depends on your specific immigration status. The enrollment agent can review your situation and confirm whether you qualify. We're not able to advise on immigration-related questions — for those, we'd recommend speaking with an immigration attorney or accredited representative.

Possibly. Certain life events — like losing a job, moving, having a baby, or losing existing coverage — can open a Special Enrollment Period outside the standard window. The enrollment agent can confirm if you qualify.

No, Medicaid and ACA marketplace plans are different programs. If your income or circumstances have changed, the enrollment agent can help you figure out which one fits your situation.

You'll be taken to a secure official enrollment form where you verify your identity, enter your household details, and review available plans. Once you finish, a licensed agent calls you to walk through your options.

Your government-issued ID, household size, and annual income estimate. Have those ready before you start.

The form cannot be saved mid-session. Set aside 15 uninterrupted minutes before you begin. If something comes up, you can always go back and start over.

Don't panic — this happens. The system uses Plaid to verify your identity and a small mismatch in name spelling is usually the cause. If it still fails, call us at (305) 707-7094 for a manual override.